Identity Theft

[Kariodude]

I don't really know if this constitutes identity theft. Somehow, someone has been using my credit card to buy a whole lot of crap from all over the world. Buenos Aires travel agency, a Hong Kong computer company, some kind of clothing company. I kinda zoned out when the guys started listing all of these things. It all adds up to about 3000 dollars or something though. They said they were sending me a new card and I would have to call them tomorrow during business hours to file the dispute on everything. Anyone else had this happen to them before?

[ThunderCurls]

Sounds like you were scammed. They're only using your credit card to purchase things, they're not stealing your identity.

You should be more careful about who you give your details to.

[xXjAmEZXx]

sorry, i accidently borrowed it.

[Chuck_Fiasco]

Damn that sucks. Good luck arguing with the CC companies.

[cmaskill9]

I have had this happen to me. Most of the time the CC companies will see the pattern of fraudulent behavior and will be helpful in ensuring you are not charged.

If it was a bank or debit card, that may be a little more difficult as the funds are taken directly from your predetermined account. THAT is the hard one to get your $$$ back.

I dont think you will have that hard of a time getting the disputes cleared up. The fact that they are so willing to send you a new card means they are being proactive already and can see the signs that this is not your fault.

[RidethePiggy]

Credit card "theft" is a lot easier to reconcile than debit/bank cards. Consider yourself lucky in that aspect.

Talk to them and get it cleared up!

[Mex]

Yeah not identity theft, but still crappy. As long as your CC company is aware of what's going on and they're not going to hold you liable dont' worry too much about it.

[Apples]

It can be quite a hassle to clean up, but generally you can come out of it okay. Sounds like the overseas professional CC thieves got your number somehow. Not that hard with all the high-profile security breaches at financial institutions these days.

[fuselage321]

My friend's dad just got his identity stolen. They found the guy and are going to arrest them.:D

[Kariodude]

Now I'm wondering who to blame for all of this lol. Microsoft, Amazon, or the local city website where I pay my utilities.

[RidethePiggy]

Now I'm wondering who to blame for all of this lol. Microsoft, Amazon, or the local city website where I pay my utilities.

I'd assume the latter. MS/Amazon do have pretty rigorous security on their sites and especially the pages where you submit information. Then again, Amazon can be exploited and information be taken from their databases.

Maybe check the security state on each of the pages you visit (the symbol at the bottom of the browser usually) to see their encryption/SSL states.

[Blackjack041277]

I don't really know if this constitutes identity theft. Somehow, someone has been using my credit card to buy a whole lot of crap from all over the world. Buenos Aires travel agency, a Hong Kong computer company, some kind of clothing company. I kinda zoned out when the guys started listing all of these things. It all adds up to about 3000 dollars or something though. They said they were sending me a new card and I would have to call them tomorrow during business hours to file the dispute on everything. Anyone else had this happen to them before?Back in 2005 I had an episode of this sort of thing with a Bank of America credit card I didn't even know I had. All of a sudden I was getting bills for huge cash advances in Las Vegas. Wow, Bank of America did NOT want to hear about it and tried really, really hard to get me not to report it as fraud, then tried saying it had to be someone in my family, and even tried to say they had investigated (haha, yeah right) and concluded that there was no fraud and charge the amount back to me. The very first thing you should do is file a police report. If a police report has been filed, that disarms the bank.

[ParkerandtheDogs]

I remember going to cozumel mexico and this hotel scammed us. They Said they didn't have a timeshare and they did so they charged us 80,000 dollars for one night. But we didn't take their crap. We filled out a form saying our info earlier now they have our identities and they could steal it whenever. Glad they didn't.

[Mex]

I remember going to cozumel mexico and this hotel scammed us. They Said they didn't have a timeshare and they did so they charged us 80,000 dollars for one night. But we didn't take their crap. We filled out a form saying our info earlier now they have our identities and they could steal it whenever. Glad they didn't.

I'm sorry...what?

[RidethePiggy]

I'm sorry...what?

Something about anyone who he has ever spoken to is a criminal and is trying to steal his identity.

That's what I gathered at least.

[Weelo89]

I had my wallet stolen a couple months ago. Had a credit card in it that wasn't valid. Broke the window out of my car and stole my stereo too. Thankfully the card was invalid and the wallet had no money in it.

[AKALink]

Same thing happend to me almost a year ago, but BofA caught it on the spot and I was able to save me a lot of pain. I didn't even get half the money back though.

[bmaninc]

I think it'd be funny if you actually bought all those things.

[plague]

Now I'm wondering who to blame for all of this lol. Microsoft, Amazon, or the local city website where I pay my utilities.

Or the malware installed on the computer you used?

[aggiesrul8]

My wife took my last name and spends all of my money. Is that identity theft??
;)

[plague]

My wife took my last name and spends all of my money. Is that identity theft??
;)

lol, yeah.

[Kariodude]

Or the malware installed on the computer you used?

I guess that could be it but I'm really careful about stuff like that. I have a handful of websites I go to, I run malware and spyware cleaning software often and no one else touches my computer.